Auto insurance protects against the financial cost of damage to your vehicle from theft, vandalism, personal injury, personal liability and accidents. Several types of coverage are available including:
Comprehensive protects against physical damage from fire, theft, vandalism or other non-collision damage.
Property Damage Liability protects you if legally liable for property damage caused by an auomobile.
Bodily Injury Liability protects you from personal injuries that you may cause to someone else
Medical Payments or Personal Injury Protection (PIP) provides coverage of payment for the treatment of injuries to the driver and passengers.
Uninsured Motorist Coverage will reimburse you if an uninsured or hit-and-run driver damages your vehicle.
Underinsured Motorist Coverage will appy when an at-fault driver has insufficient insurance to pay for your total loss.
Personal Effects Coverage protects against any personal property loss.
Roadside Assistance includes towing, locksmith, battery failure, flat tire, delivery of fuel, and entrapment in snow, mud, water or sand.
CUSTOMIZED PROTECTION PLANS
United Risk's Insurance professionals take several factors
into consideration when determining the best policy for you
and/or your family, including your driving record
and type of vehicle. Discounts may apply for insuring
multiple cars, so don't forget to include additional
family member cars or even luxury cars, classic cars or
other special vehicles.