Medical
United Risk offers a variety of group plans for employers. Medical insurance covers the costs of medical care, treatment and health-care facilities used during recovery. Health Savings Account
A Health Savings Account (HSA) is a savings account specifically designed to help people save and pay for healthcare expenses. A HSA typically offers lower monthly premiums and higher deductibles compared to other types of health insurance plans. Cancer
Cancer insurance is designed to compliment a comprehensive health insurance plan and will protect you in the event that you are diagnosed with cancer. Gap Coverage
Gap coverage is a short-term medical insurance plan designed to fill gaps in insurance coverage during times of transition and change such as if you are between jobs, a student no longer under a parent's insurance plan or an early retiree Dental
Dental insurance protects against the financial cost of precautionary and corrective dental services including:
United Risk offers a variety of group plans for employers. Medical insurance covers the costs of medical care, treatment and health-care facilities used during recovery. Health Savings Account
A Health Savings Account (HSA) is a savings account specifically designed to help people save and pay for healthcare expenses. A HSA typically offers lower monthly premiums and higher deductibles compared to other types of health insurance plans. Cancer
Cancer insurance is designed to compliment a comprehensive health insurance plan and will protect you in the event that you are diagnosed with cancer. Gap Coverage
Gap coverage is a short-term medical insurance plan designed to fill gaps in insurance coverage during times of transition and change such as if you are between jobs, a student no longer under a parent's insurance plan or an early retiree Dental
Dental insurance protects against the financial cost of precautionary and corrective dental services including:
Regular checkups
Teeth cleaning and x-rays
Oral surgery or dental implants
(depending on dental plan)
Teeth cleaning and x-rays
Oral surgery or dental implants
(depending on dental plan)
Disability
Disability insurance replaces lost income should you become disabled and unable to work for a stated period of time. Life
Life insurance offers protection for the family in the event of an employee's death and can be an important financial planning tool for the future. There are several types of coverage options to meet individual needs including:
Long-term care insurance pays a preset amount of your long-term care cost for a chronic illness or disability. Most policies help cover the cost of nursing homes, assisted living programs, in-home care, and hospice care.
Disability insurance replaces lost income should you become disabled and unable to work for a stated period of time. Life
Life insurance offers protection for the family in the event of an employee's death and can be an important financial planning tool for the future. There are several types of coverage options to meet individual needs including:
Term Insurance coverage pays a death benefit if the
insured dies within a specified period of time
Long-term CareWhole Life Insurance provides both a death benefit and cash value component and is designed to remain in force for a lifetime
Universal Life Insurance provides both a death benefit and cash value component that earns interest at rates dictated by the insurer
Long-term care insurance pays a preset amount of your long-term care cost for a chronic illness or disability. Most policies help cover the cost of nursing homes, assisted living programs, in-home care, and hospice care.