By insuring your recreational vehicle with a specific insurance policy, you will receive specialized coverage, which may include comprehensive, collision and total loss replacement. Additional policy coverage may include:
Underinsured Motorist Coverage will apply when an at-fault driver has insufficient insurance to pay for your total loss.
Personal Effects Coverage protects against any personal property loss.
Personal Liability covers bodily injury and property damage to those injured by or in your recreational vehicle.
Roadside Assistance includes towing, locksmith, battery failure, flat tire, delivery fo fuel, and entrapment in snow, mud, water or sand.
For those who use their RV as a primary residence, United Risk offers a Full Timer's coverage, which provides coverage similar to a homeowners's policy. By insuring your RV on its own policy, you have a wide range of coverage for a variety of incidents.
Watercraft insurance is a specialized type of coverage that protects watercraft by offering increased limits of liability, uninsured watercraft and accessory coverage. Some additional features of watercraft insurance include:
Fuel spill liability
Water sports liability
On-water towing
Roadside assistance